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The Allstate Corporation (ALL)

scorecard multi-axes · Scorecard agent
236.4 USD
Avg target 269.3 · +13.9%
as of 2026-10-14 · 09:07 AM
Radar
63 / 100
Tactical · 1–3 months
Mixed · short term
69 / 100
Strategic · 3 months +
Favorable · long term
Allstate presents a compelling strategic case with strong fundamentals, including robust profitability and growth, alongside recent market share gains. While the long-term outlook is positive, tactical signals are mixed, with some short-term technical resistance and varied customer sentiment. The primary risk lies in potential customer churn driven by rate adjustments, despite overall industry stability.
Analysts — consensus & targets
Buy22 analysts
11 buy · 10 hold · 4 sell

Analysts maintain a consensus "buy" rating, anticipating a 13.9% upside driven by the company's strong operating results and expanding market presence.

HIGH340MID269.3LOW191 LAST 236.4
Trends by horizon log-price channels ±2σ
1Y +29% · R² 0.64
3M -16% · R² 0.67
1M -11% · R² 0.47
Strengths · watch · risks
Strengths
  • Strong valuation and high profitability.
  • Robust revenue and earnings growth.
  • Healthy balance sheet with low debt.
  • Expanding auto insurance market share.
Watch
  • Mixed technical signals, short-term resistance.
  • Significant 'hold' ratings among analysts.
  • Varied customer satisfaction reviews.
Risks
  • Customer churn risk from rate adjustments.
  • Exposure to broader economic and geopolitical risks.
  • Competitive pressures in the insurance sector.
Detail by axis
Fundamentals 77
weight · tac 10 | strat 45
The company exhibits strong valuation multiples and robust profitability, with a high return on equity of 46.1%. Growth in both revenue and earnings is solid, supported by a healthy balance sheet with manageable debt.
Valuation89
Profitability81
Growth77
Balance sheet88
Capital allocation52
Management
  • Share count down 0.5 % a year over 3 years
  • Dividends took 20 % of earnings over 3 years
  • Return on equity above 10 % in 2 of 5 years; 2 loss years
Yahoo Finance financials · 7/7 ratios · 2026-10-14 · capital allocation from 12 fiscal years (EDGAR)
Macro & sector 70
weight · tac 5 | strat 15
The global insurance sector demonstrates stability despite geopolitical and economic risks, with Allstate showing strong operating cash flow. The regulatory environment appears consistent, offering a supportive backdrop for operations.
Asia Insurance Review, 2026-07-10
Chart / technical 62
weight · tac 30 | strat 0
The stock is trading above its 20-day and 200-day simple moving averages, indicating a bullish trend. However, it is below its 50-day SMA, suggesting some short-term resistance.
Yahoo Finance daily prices · 5/5 indicators · last close 2026-10-13
Momentum & consensus 58
weight · tac 25 | strat 15
Analyst sentiment is generally positive with a "buy" rating, though there is a significant number of "hold" ratings. The stock has shown positive price momentum over the last three months.
Yahoo Finance · 22 analysts · 3-month return
News & Social 61
weight · tac 25 | strat 10
Recent news includes positive operating results and market share expansion in Q1 2026, alongside upcoming Q3 earnings. There are also reports of analyst target cuts and mobile claims center deployments.
Odona news feed · 18 articles over 14 days · newest 2026-10-14
Customers 60
weight · tac 5 | strat 15
Allstate demonstrated market share expansion in auto insurance in Q1 2026, indicating a growing customer base. However, customer satisfaction reviews are mixed, with some reports of below-average sentiment and potential for churn due to rate adjustments.
Investing.com, 2026-04-30; LendingTree, 2025-03-02
Sources
Factual analysis from public research — not personalised investment advice and not a recommendation. Scores are structured reference points, not forecasts. Odona is a decision-support tool.
Press coverage — deep dive

Summary. The Allstate Corporation demonstrates solid financial health and growth prospects within a stable insurance sector. However, the company navigates a mixed landscape of customer sentiment and short-term market dynamics, requiring careful consideration of its strategic positioning.

Earnings and Financials

Allstate reported excellent operating results in Q1 2026, with property-liability earned premiums increasing 5.5% to $14.8 billion. The company boasts strong profitability with profit margins of 18.97% and a high return on equity of 46.11%, supported by robust revenue growth of 11.8% and earnings growth of 61.2%.

Competition and Macro

Allstate expanded its auto insurance market share in 29 states in Q1 2026, reflecting policy growth of 4.3%. Despite this, customer satisfaction reviews are mixed, with some reports of below-average sentiment. The global insurance sector remains stable, adapting to rising geopolitical and economic risks, providing a generally supportive macro environment.

Catalysts and Valuation

The company is scheduled to hold its Q3 2026 earnings call on November 5, 2026, which will be a key catalyst. Allstate's valuation metrics include a trailing P/E of 4.73x and a forward P/E of 8.41x, with a price-to-sales ratio of 0.85x. The average analyst target of $269.27 suggests a 13.9% implied upside from the current price.